Overview
The RPF Certificate is an online, interactive course divided into six, easy-to-navigate modules. The course and exam are open-book and study time is approximately 30-50 hours. The RPF course teaches the foundational knowledge and the groundwork of retirement plan terminology and requirements.
Who It’s For
It is created for individuals who are new to the retirement industry or who want to start their path to earning a credential.
What It Takes
Pass six online modules to earn your RPF credential.
Content
The RPF course consist of the following six modules:
Module 1: Lifecycle of a Plan
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- Benefits of offering and participating in employer-sponsored retirement plans
- Plan provisions and features
Module 2: Contributions
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- Determining eligibility and entry dates
- Contribution types
- Enrollment
Module 3: Distributions
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- Distributable events
- Notices and consents
- Taxation and reporting
Module 4: Participant Loans
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- Laws that govern participant loans
- Requirements for written loan provisions
- Determining loan eligibility
- Calculating the maximum loan amount
Module 5: Testing
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- Highly compensated employees
- Minimum coverage testing
- Annual contribution limits
- Nondiscrimination testing
- Top-heavy testing
Module 6: New Business
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- Conversion types and timelines
- Coordinating responsibilities
- Blackout period and blackout notice
Exam Information
Each of the six modules have an exam at the end that you must pass. The exams are open book, online, untimed, and unlimited attempts. They are between 15-30 questions per module, and are multiple choice/multiple response questions.